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Terms and Conditions

Last updated · July 2026

Terms & Conditions

LUCRA ONE LLC – TERMS & CONDITIONS

Last Updated: July 06, 2026

These General Terms and Conditions (the “Terms and Conditions”) govern the Service Agreement (the “Agreement”) entered into by and between Lucra One LLC, a Florida Limited Liability Company, together with its affiliated entities (collectively, “Lucra One”, the “Company” or “Consulting Firm”), and the individual or entity named as the “Client” in the Agreement. These Terms and Conditions are incorporated into and made a part of the Agreement. By executing the Agreement and/or accepting services from Lucra One, the Client agrees to be bound by these Terms and Conditions.

1. DEFINITIONS

1.1 Affiliate: Any entity that controls, is controlled by, or is under common control with Lucra One or the Client.

1.2 Confidential Information: Non-public information disclosed by one party to the other, including but not limited to trade secrets, methodologies, financial data, business plans, customer lists, and proprietary materials.

1.3 Intellectual Property (IP): All techniques, methodologies, processes, tools, software, logos, trademarks, training materials, and other proprietary content owned or licensed by Lucra One, including any modifications or derivative works.

1.4 Services: Consulting, training, digital education, funding strategy guidance, and related deliverables provided by Lucra One under the Agreement.

1.5 Client Obligations: Actions and responsibilities the Client agrees to fulfill as outlined in the Agreement and these Terms and Conditions.

1.6 Programs: Proprietary funding strategies, educational materials, consulting services, and digital programs developed and delivered by Lucra One.

1.7 Applicable Laws: All federal, state, and local laws, rules, and regulations applicable to this Agreement, including United States federal laws, consumer protection laws, and financial regulations.

1.8 Personal Information: Any data provided by the Client that is protected under applicable privacy laws, including personally identifiable information (PII) and sensitive financial data.

2. Scope of Services

2.1 Description of Services: Lucra One agrees to provide consulting, training, and related deliverables as outlined in the Agreement, including but not limited to: one-on-one consulting sessions or strategy calls; access to proprietary training materials, guides, and educational resources; guidance related to credit education, funding strategies, and financial structuring; access to digital courses, tools, or support resources related to credit and funding.

2.2 Limitations of Services: Lucra One does not guarantee specific funding outcomes, credit approvals, approval amounts, or timelines. Results depend on numerous factors including but not limited to the Client’s financial profile, compliance with instructions, and external financial institutions.

2.3 Right to Modify Services: Lucra One reserves the right to update, modify, or discontinue any aspect of the Services without prior notice to the Client, provided such changes do not materially diminish the Client’s rights under the Agreement.

2.4 Third-Party Involvement: Lucra One may collaborate with third-party service providers, lenders, financial institutions, or software platforms to deliver certain aspects of the Services. The Client acknowledges and agrees that Lucra One is not responsible for the actions, approvals, or omissions of such third parties.

2.5 Educational Nature of Services: All services, materials, and information provided by Lucra One are for educational and informational purposes only. Lucra One does not act as a lender, credit bureau, financial institution, investment advisor, or legal advisor.

3. Fees and Payment Terms

3.1 Program Fee: The Client agrees to pay the total program fee outlined in the Agreement. All fees are non-refundable except as explicitly stated in Section 4.

3.2 Payment Methods: Payments must be made via the payment methods specified in the Agreement or checkout page, which may include credit card, debit card, payment processors, or financing providers.

3.3 Costs of Collection: The Client agrees to reimburse Lucra One for all costs incurred in collecting overdue amounts, including attorney fees, court costs, and collection agency fees.

4. Refund Policy

4.1 Eligibility for Refunds: Refunds may be granted only if the Client:

    • fully complies with all instructions provided by Lucra One;
    • actively participates in the program requirements;
    • provides proof of completion of all required steps outlined in the program.

4.2 Review Process: Refund requests must be submitted in writing and will be reviewed within seven (7) business days. If approved, refunds will be processed within seven (7) business days thereafter.

4.3 Exclusions: The Client is not eligible for a refund if they:

fail to follow program instructions or requirements; do not complete assigned steps or documentation; dispute charges directly with their bank, payment processor, or financial institution before contacting Lucra One.

5. Right to Cancel and Cooling-Off Period

In addition to any right to otherwise revoke an offer, you, the purchaser, may cancel this sale up to midnight of the third business day after the receipt of the merchandise or premium, whichever is later.

You will not have any cancellation rights beyond the 3-day right of rescission, and all sales are considered final thereafter.

If you wish to cancel your purchase, all cancellations must be submitted in writing. You may submit the cancellation request by:

Mailing it to: Lucra One LLC – 651 N Broad St. Ste 205 #5878 – Middletown, DE 19709 – United States;

or emailing: services@lucraone.com.

6. Escalation Path for Complaints

The Client agrees to notify Lucra One in writing of any service-related concerns or disputes before initiating any refund requests, payment disputes, or legal action. Lucra One will review and respond to such concerns within ten (10) business days.

7. Intellectual Property Acknowledgment

The Client acknowledges that all training materials, guides, tools, templates, systems, strategies, and other deliverables provided by Lucra One are proprietary and confidential. The Client agrees not to share, reproduce, distribute, license, reverse engineer, sell, or republish any materials provided by Lucra One without prior written consent.

8. Right to Update Terms

Lucra One reserves the right to update these Terms and Conditions at any time. Clients will be notified of significant changes where required by law. Continued use of services constitutes acceptance of updated terms.

9. Consequences of Breach

A breach of this Agreement includes, but is not limited to: failure to comply with payment terms; misuse or unauthorized distribution of proprietary materials; violation of confidentiality provisions; misrepresentation of financial or personal information. Upon breach, Lucra One reserves the right to terminate services immediately. The Client remains responsible for any outstanding fees, and Lucra One may pursue all available legal remedies.

10. Intellectual Property Ownership

All intellectual property developed, delivered, or shared during the course of providing services remains the exclusive property of Lucra One. The Client agrees to execute any documents necessary to confirm or perfect Lucra One’s ownership rights if requested.

11. Survival of Key Clauses

The provisions related to confidentiality, intellectual property, indemnification, limitation of liability, governing law, and dispute resolution shall survive termination of this Agreement.

12. Dispute Resolution

12.1 Governing Law: This Agreement shall be governed by and interpreted in accordance with the laws of the State of Delaware, United States.

12.2 Dispute Resolution: Any disputes arising under this Agreement shall first be attempted to be resolved through good-faith mediation. If mediation fails, the dispute shall be resolved through binding arbitration in the State of Delaware.

13. TERMINATION

13.1 Termination by Lucra One: Lucra One reserves the right to terminate the Agreement in cases of:

    • non-payment;
    • violation of terms;
    • fraudulent activity;
    • abusive or inappropriate behavior toward staff.

13.2 Effect of Termination: Upon termination, all rights granted to the Client under this Agreement shall cease. Any outstanding fees or obligations remain due and enforceable.

14. Miscellaneous Provisions

14.1 Amendments: These Terms and Conditions may only be modified by a written agreement signed by both parties.

14.2 Notices: All notices required under this Agreement must be sent to: services@lucraone.com.

14.3 Entire Agreement: These Terms and Conditions, together with the Agreement, constitute the entire understanding between the parties and supersede all prior agreements, discussions, or understandings.

15. SMS/TEXT MESSAGING TERMS

By providing your mobile phone number and opting in to receive SMS or text messages from Lucra One LLC, you agree to the following terms:

A. Program Description

You agree to receive text messages from Lucra One related to your inquiry, appointment scheduling, and follow‑up regarding our business credit consulting services. These messages are service‑oriented and may include updates about your consultation.

B. Message Frequency

Message frequency may vary. You may receive multiple messages per week, depending on your engagement with our programs.

C. Cost

Message and data rates may apply. Please consult your mobile service carrier for pricing details. Lucra One is not responsible for any charges incurred as a result of receiving SMS messages.

D. How to Opt Out (STOP)

You may opt out of receiving further SMS messages at any time. To stop receiving messages, simply reply STOP to any text message you receive from us. You will receive a one-time opt-out confirmation message. Following your opt-out, you will no longer receive SMS messages from us unless you re-opt in.

E. How to Get Help (HELP)

For help or support regarding our SMS program, you can reply HELP to any text message you receive. Alternatively, you can contact us directly at services@lucraone.com or +1 (800) 750-7794.

F. Opt-In and Consent

By opting in, you certify that the mobile number provided is your own and that you are authorized to opt in to receive these messages. You understand that consent to receive SMS messages is not a condition of purchase of any goods or services. We do not share mobile phone numbers or SMS consent with unaffiliated third parties for their own marketing purposes. For more information on how we handle your personal information, please review our Privacy Policy.

16. CONTACT INFORMATION

Lucra One LLC
Email: services@lucraone.com
Website: https://lucraone.com/
Phone: +1 (800) 750-7794
Mailing Address:
3041 Cardillino Way
Kissimmee, FL 34741
United States